Buying guide
Buying property in Spain
A clear, honest walk-through of how the process works for international buyers. No surprises, no hidden costs.
The process, step by step
- 01
Define your search
Decide on area, property type, budget and intended use (primary home, holiday home or rental). We help you shortlist and arrange viewings.
- 02
Obtain your NIE
Foreign buyers need a NIE (Número de Identificación de Extranjero). We introduce you to a lawyer who can obtain this for you, often via power of attorney.
- 03
Make an offer & reserve
Once you've chosen a property, we negotiate on your behalf. A small reservation deposit (typically €6,000) takes the property off the market.
- 04
Sign the private contract
Within 2–4 weeks your lawyer completes due diligence and you sign the private purchase contract, paying 10% of the price.
- 05
Complete at the notary
Final payment, title deed signing and key handover take place at the notary — usually 6–10 weeks after reservation.
- 06
After-sales support
We help with utility transfers, community registration, insurance, and connecting you with property managers if you'll be renting.
Typical purchase costs
As a rule of thumb, budget around 10–13% on top of the purchase price to cover all taxes and fees.
Transfer tax (ITP)
7% on resale properties in Andalucía.
VAT + Stamp Duty
10% IVA plus 1.2% AJD on new-build properties.
Notary & registry fees
Approximately 1–1.5% of the purchase price.
Legal fees
Typically 1% + IVA, with a minimum fee around €1,500.
Questions about the process?
We're happy to walk you through everything on a no-obligation call.
Get in touch